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	<title>Comments on: Simple Asset Protection Strategy #2: Proper Insurance</title>
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	<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/</link>
	<description>Personal Asset Protection Strategies for Small Business Owners...</description>
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		<title>By: Sonya Lenzo</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-7015</link>
		<dc:creator>Sonya Lenzo</dc:creator>
		<pubDate>Mon, 04 May 2009 01:24:22 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-7015</guid>
		<description>Gee Rob, where did you learn so much about insurance??????
SunnyMarie
www.sunnymarie.com
www.sunnymarie.wordpress.com</description>
		<content:encoded><![CDATA[<p>Gee Rob, where did you learn so much about insurance??????<br />
SunnyMarie<br />
<a href="http://www.sunnymarie.com">http://www.sunnymarie.com</a><br />
<a href="http://www.sunnymarie.wordpress.com">http://www.sunnymarie.wordpress.com</a></p>
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		<title>By: Don Shepherd</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6991</link>
		<dc:creator>Don Shepherd</dc:creator>
		<pubDate>Sun, 03 May 2009 00:05:41 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6991</guid>
		<description>time to look at my policy again. thanks for the reminder.


Don Shepherd

&lt;a href=&quot;http://www.donshepherd.me/fly-fish&quot; rel=&quot;nofollow&quot;&gt;Fishing Central Oregon &lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>time to look at my policy again. thanks for the reminder.</p>
<p>Don Shepherd</p>
<p><a href="http://www.donshepherd.me/fly-fish">Fishing Central Oregon </a></p>
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		<title>By: Darryl Pace</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6975</link>
		<dc:creator>Darryl Pace</dc:creator>
		<pubDate>Sat, 02 May 2009 15:42:14 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6975</guid>
		<description>Rob,

I find insurance a distasteful, buy necessary expense.  I find it distasteful because we (business owners, independent consultants, etc.) spend quite a large amount of money on insurance with generally NOTHING to show for the expense.  Our return on dollars spent is generally the peace of mind having insurance gives us.

Home owners insurance, health insurance, dental insurance, automobile insurance, disability insurance, life insurance, business insurance...all this adds up to become, in aggregate, our largest expenditure, behind taxes and possibly our mortgage (if you have a mortgage payment).  We spend the multiple thousands of dollars per year for peace of mind.  I sometimes wonder whether or not we&#039;d be better off forgoing some of the insurance (I wouldn&#039;t do this with disability and liability insurance), saving the money, and doing more self insuring.

&lt;a href=&quot;http://www.darrylpace.com&quot; rel=&quot;nofollow&quot;&gt;Health, Fitness -- Darryl Pace&lt;/a&gt;
&lt;a href=&quot;http://darrylpace.com/fitness-product-review&quot; rel=&quot;nofollow&quot;&gt;Fitness Product Review&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Rob,</p>
<p>I find insurance a distasteful, buy necessary expense.  I find it distasteful because we (business owners, independent consultants, etc.) spend quite a large amount of money on insurance with generally NOTHING to show for the expense.  Our return on dollars spent is generally the peace of mind having insurance gives us.</p>
<p>Home owners insurance, health insurance, dental insurance, automobile insurance, disability insurance, life insurance, business insurance&#8230;all this adds up to become, in aggregate, our largest expenditure, behind taxes and possibly our mortgage (if you have a mortgage payment).  We spend the multiple thousands of dollars per year for peace of mind.  I sometimes wonder whether or not we&#8217;d be better off forgoing some of the insurance (I wouldn&#8217;t do this with disability and liability insurance), saving the money, and doing more self insuring.</p>
<p><a href="http://www.darrylpace.com">Health, Fitness &#8212; Darryl Pace</a><br />
<a href="http://darrylpace.com/fitness-product-review">Fitness Product Review</a></p>
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		<title>By: Bob Kaufer</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6972</link>
		<dc:creator>Bob Kaufer</dc:creator>
		<pubDate>Sat, 02 May 2009 12:54:51 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6972</guid>
		<description>Using an entity for asset protection is not a right, it is priviliege.  To have the privilige public policy dictates that an injured party has a place to go to get compensation.  That is the purpose of insurance.  

It is against public policy to create a shield sheltering assets from someone you injure.  If you don&#039;t have insurance, then your don&#039;t have asset protection with your business entity.


Bob Kaufer
&lt;a href=&quot;http://robertkaufer.com/Health-and-Human-Performance-E-Course.html&quot; rel=&quot;nofollow&quot;&gt;Sign Up for My Free Neuro Performance E Course Here&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Using an entity for asset protection is not a right, it is priviliege.  To have the privilige public policy dictates that an injured party has a place to go to get compensation.  That is the purpose of insurance.  </p>
<p>It is against public policy to create a shield sheltering assets from someone you injure.  If you don&#8217;t have insurance, then your don&#8217;t have asset protection with your business entity.</p>
<p>Bob Kaufer<br />
<a href="http://robertkaufer.com/Health-and-Human-Performance-E-Course.html">Sign Up for My Free Neuro Performance E Course Here</a></p>
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		<title>By: Duane Cunningham</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6969</link>
		<dc:creator>Duane Cunningham</dc:creator>
		<pubDate>Sat, 02 May 2009 04:06:05 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6969</guid>
		<description>Hi Rob,

Thanks for that! Insurance is a necessary evil as John  pointed out like you say something we hope we will never need but it does help us and those we love sleep well at night!

Duane

&lt;a href=&quot;http://www.duane-cunningham.com/persuasiontechniques&quot; rel=&quot;nofollow&quot;&gt; Super-ADVANCED Influence &amp; Persuasion Training Proven to Quickly Create a Flood of Money Constantly &amp; Continuously Flowing into YOUR Bank Account Like the Niagara Falls... 100% GUARANTEED!! &lt;/a&gt;



&lt;a href=&quot;http://www.duane-cunningham.com&quot; rel=&quot;nofollow&quot;&gt;Discover Secret Persuading Skills that Work Like Magic by Tapping Into the Psychology of the Mind with  The Worlds Leading Persuasion Coach Duane Cunningham!&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Hi Rob,</p>
<p>Thanks for that! Insurance is a necessary evil as John  pointed out like you say something we hope we will never need but it does help us and those we love sleep well at night!</p>
<p>Duane</p>
<p><a href="http://www.duane-cunningham.com/persuasiontechniques"> Super-ADVANCED Influence &amp; Persuasion Training Proven to Quickly Create a Flood of Money Constantly &amp; Continuously Flowing into YOUR Bank Account Like the Niagara Falls&#8230; 100% GUARANTEED!! </a></p>
<p><a href="http://www.duane-cunningham.com">Discover Secret Persuading Skills that Work Like Magic by Tapping Into the Psychology of the Mind with  The Worlds Leading Persuasion Coach Duane Cunningham!</a></p>
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		<title>By: jc mackenzie</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6968</link>
		<dc:creator>jc mackenzie</dc:creator>
		<pubDate>Sat, 02 May 2009 02:00:06 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6968</guid>
		<description>Thanks for the information, well laid out as always. With children, it becomes a matter of even greater importance.

Thanks
JC
&lt;a href=&quot;http://www.”jcmackenzie.com”&quot; rel=&quot;nofollow&quot;&gt;JCMACKENZIE.COM&lt;/a&gt;

&lt;a href=&quot;http://www.”jcmackenzie.com/butterflymarketingmanuscripthtml”&quot; rel=&quot;nofollow&quot;&gt;Butterfly Marketing&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Thanks for the information, well laid out as always. With children, it becomes a matter of even greater importance.</p>
<p>Thanks<br />
JC<br />
<a href="http://www.”jcmackenzie.com”">JCMACKENZIE.COM</a></p>
<p><a href="http://www.”jcmackenzie.com/butterflymarketingmanuscripthtml”">Butterfly Marketing</a></p>
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		<title>By: mark mallen</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6963</link>
		<dc:creator>mark mallen</dc:creator>
		<pubDate>Sat, 02 May 2009 00:21:46 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6963</guid>
		<description>Thanks for the necessary reminder Rob. I need to start comparing rates. They are starting to raise them. Someone has to pay for the financial mess we are in. Mark

&lt;a href=&quot;http://marketingscoops.com/&quot; rel=&quot;nofollow&quot;&gt;small business marketing&lt;/a&gt;

&lt;a href=&quot;http://glaciericecream.com/&quot; rel=&quot;nofollow&quot;&gt;ice cream marketing&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Thanks for the necessary reminder Rob. I need to start comparing rates. They are starting to raise them. Someone has to pay for the financial mess we are in. Mark</p>
<p><a href="http://marketingscoops.com/">small business marketing</a></p>
<p><a href="http://glaciericecream.com/">ice cream marketing</a></p>
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		<title>By: Steve Chambers</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6962</link>
		<dc:creator>Steve Chambers</dc:creator>
		<pubDate>Sat, 02 May 2009 00:17:21 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6962</guid>
		<description>Having the right insurance and the right amount of insurance is critical.  While it may seem like a cost with little return it can be literally a life saver.

Steve Chambers, &lt;a href=&quot;http://www.stevechambers.com&quot; rel=&quot;nofollow&quot;&gt;The Sales Expert&lt;/a&gt;

&lt;a href=&quot;http://www.thesaleseagles.com&quot; rel=&quot;nofollow&quot;&gt;Sales Eagles - Sales Coaching for high flyers&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Having the right insurance and the right amount of insurance is critical.  While it may seem like a cost with little return it can be literally a life saver.</p>
<p>Steve Chambers, <a href="http://www.stevechambers.com">The Sales Expert</a></p>
<p><a href="http://www.thesaleseagles.com">Sales Eagles &#8211; Sales Coaching for high flyers</a></p>
]]></content:encoded>
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		<title>By: JJ Jalopy</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6961</link>
		<dc:creator>JJ Jalopy</dc:creator>
		<pubDate>Fri, 01 May 2009 23:55:44 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6961</guid>
		<description>Thanks for this Rob. Nice and simple and clear as always.

This is something I need to sort out.

JJ Jalopy.
&lt;a href=&quot;www.jjjalopy.com&quot; Life Coaching Business Expert JJ Jalopy
&lt;a href=&quot;www.howtobecomeacoach.net&quot; How to become a lifecoach</description>
		<content:encoded><![CDATA[<p>Thanks for this Rob. Nice and simple and clear as always.</p>
<p>This is something I need to sort out.</p>
<p>JJ Jalopy.<br />
&lt;a href=&#8221;www.jjjalopy.com&#8221; Life Coaching Business Expert JJ Jalopy<br />
&lt;a href=&#8221;www.howtobecomeacoach.net&#8221; How to become a lifecoach</p>
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		<title>By: Yann Vernier - ProfitsTactics.com</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6958</link>
		<dc:creator>Yann Vernier - ProfitsTactics.com</dc:creator>
		<pubDate>Fri, 01 May 2009 21:53:08 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6958</guid>
		<description>This is sound advice, yet many business owners deal with insurance very hastily. Thank you for the reminder.

All the best,
Yann
&lt;a href=&quot;http://www.ProfitsTactics.com&quot; rel=&quot;nofollow&quot;&gt;How to Get Organized, Stop Procrastinating, and Set Goals for Small Business Success&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>This is sound advice, yet many business owners deal with insurance very hastily. Thank you for the reminder.</p>
<p>All the best,<br />
Yann<br />
<a href="http://www.ProfitsTactics.com">How to Get Organized, Stop Procrastinating, and Set Goals for Small Business Success</a></p>
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		<title>By: Lisa McLellan</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6957</link>
		<dc:creator>Lisa McLellan</dc:creator>
		<pubDate>Fri, 01 May 2009 20:33:20 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6957</guid>
		<description>This is one thing I definitely need to stop putting off.  I have to get my business insured soon!  Thanks for the reminder.

&lt;a href=&quot;http://www.babysittingworld.com/babysittingservices.html&quot; rel=&quot;nofollow&quot;&gt;Lisa McLellan, Babysitting Services - Babysitters, Nannies, and Au-pairs&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>This is one thing I definitely need to stop putting off.  I have to get my business insured soon!  Thanks for the reminder.</p>
<p><a href="http://www.babysittingworld.com/babysittingservices.html">Lisa McLellan, Babysitting Services &#8211; Babysitters, Nannies, and Au-pairs</a></p>
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		<title>By: Pat Becker</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6955</link>
		<dc:creator>Pat Becker</dc:creator>
		<pubDate>Fri, 01 May 2009 18:31:09 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6955</guid>
		<description>No black swan events, please.  Insurance coverage can help one sleep more peacefully at night.

Pat
&lt;a href=&quot;http://www.internetprofitstrategist.com&quot; rel=&quot;nofollow&quot;&gt;Internet Dollars for Business Owners&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>No black swan events, please.  Insurance coverage can help one sleep more peacefully at night.</p>
<p>Pat<br />
<a href="http://www.internetprofitstrategist.com">Internet Dollars for Business Owners</a></p>
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		<title>By: Anthony Lemme</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6953</link>
		<dc:creator>Anthony Lemme</dc:creator>
		<pubDate>Fri, 01 May 2009 17:00:48 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6953</guid>
		<description>Useful information. It was nice to see a breakdown of how they calculate costs.

Anthony
&lt;a href=&quot;http://www.anthonylemme.com/achieve-the-inner-balance-of-a-zen-monk&quot; rel=&quot;nofollow&quot;&gt;Achieve the Inner Balance of a Zen Monk&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Useful information. It was nice to see a breakdown of how they calculate costs.</p>
<p>Anthony<br />
<a href="http://www.anthonylemme.com/achieve-the-inner-balance-of-a-zen-monk">Achieve the Inner Balance of a Zen Monk</a></p>
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		<title>By: Lynn Lane</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6952</link>
		<dc:creator>Lynn Lane</dc:creator>
		<pubDate>Fri, 01 May 2009 16:27:59 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6952</guid>
		<description>Rob,

Good to know information. That is an area I need to review in the next month or two.

Lynn Lane
&lt;a href=&quot;http://www.Warriorofsuccess.com&quot; rel=&quot;nofollow&quot;&gt;Success Strategies For Life&lt;/a&gt; 
&lt;a href=&quot;http://www.warriorofsuccess.com/success-training&quot; rel=&quot;nofollow&quot;&gt; Success Today&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Rob,</p>
<p>Good to know information. That is an area I need to review in the next month or two.</p>
<p>Lynn Lane<br />
<a href="http://www.Warriorofsuccess.com">Success Strategies For Life</a><br />
<a href="http://www.warriorofsuccess.com/success-training"> Success Today</a></p>
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		<title>By: Pam Schulz</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6951</link>
		<dc:creator>Pam Schulz</dc:creator>
		<pubDate>Fri, 01 May 2009 15:09:36 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6951</guid>
		<description>Good summary on what drives insurance rates. Thanks for the great information.

Pam
&lt;a href=&quot;http://www.greatwealth.com/retirementinvesting&quot; rel=&quot;nofollow&quot;&gt;Invest in Your Future&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Good summary on what drives insurance rates. Thanks for the great information.</p>
<p>Pam<br />
<a href="http://www.greatwealth.com/retirementinvesting">Invest in Your Future</a></p>
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		<title>By: John Ho</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6950</link>
		<dc:creator>John Ho</dc:creator>
		<pubDate>Fri, 01 May 2009 14:45:46 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6950</guid>
		<description>Rob,

Yes, insurance is a necessary evil to have a peace of mind in running business.

John Ho
&lt;a href=&quot;http://purenumerology.net/&quot; rel=&quot;nofollow&quot;&gt;Numerology Expert Helps Understanding Personalities for Better Influence &amp; Persuasion&lt;/a&gt; (WordPress Blog)
&lt;a href=&quot;http://www.Purenumerology.com/&quot; rel=&quot;nofollow&quot;&gt;Numerology Expert Helps Understanding Personalities for Better Influence &amp; Persuasion&lt;/a&gt; (Money Page)</description>
		<content:encoded><![CDATA[<p>Rob,</p>
<p>Yes, insurance is a necessary evil to have a peace of mind in running business.</p>
<p>John Ho<br />
<a href="http://purenumerology.net/">Numerology Expert Helps Understanding Personalities for Better Influence &amp; Persuasion</a> (WordPress Blog)<br />
<a href="http://www.Purenumerology.com/">Numerology Expert Helps Understanding Personalities for Better Influence &amp; Persuasion</a> (Money Page)</p>
]]></content:encoded>
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		<title>By: Christian Haller</title>
		<link>http://assetdefenses.com/twoway/simple-asset-protection-strategy-2-proper-insurance/comment-page-1/#comment-6949</link>
		<dc:creator>Christian Haller</dc:creator>
		<pubDate>Fri, 01 May 2009 14:40:22 +0000</pubDate>
		<guid isPermaLink="false">http://assetdefenses.com/twoway/?p=462#comment-6949</guid>
		<description>Good insurance summay.  Sadly insurance is boring to nearly everyone and one reason noone really pays it the attention it deserves.
Christian Haller
&lt;a href=&quot;www.christianhalleronline.com&quot; rel=&quot;nofollow&quot;&gt; Good Food Fast &amp; Easy &lt;/a&gt;
&lt;a href=&quot;www.christianhalleronline.com&quot; rel=&quot;nofollow&quot;&gt; Healthy Italian Recipes &lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Good insurance summay.  Sadly insurance is boring to nearly everyone and one reason noone really pays it the attention it deserves.<br />
Christian Haller<br />
<a href="www.christianhalleronline.com"> Good Food Fast &amp; Easy </a><br />
<a href="www.christianhalleronline.com"> Healthy Italian Recipes </a></p>
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